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No further interest in it than a desire to accomodate[sic] my friends. It is a perfectly safe loan if the note of interest is satisfactory. -- Our business was never more driving than at present. -- We shall not make as much money as last year. Our profits net for six months ending Oct 81 were $27000 ‒ I hope to make a little more for the 6 mos ending April 30th . -- We owe no man a cent. -- Our savings Bank notes are all paid. -- Yours Respectfully -- John Keith --